SOME UBA OPTIONAL PRODUCTS ALLOW YOU TO SEE A DOCTOR
FOR MEDICALLY NECESSARY & WELLNESS VISITS.

For Wellness & Medically Necessary Doctor Visits.

OUTPATIENT PHYSICIAN OFFICE VISIT BENEFIT

Learn more about Optional Supplemental
Group Hospital Fixed Indemnity Insurance issued to
the United Business Association.


Help when you are sick or to stay healthy with wellness visits.

Do you have high deductible comprehensive ACA or group health insurance, short term medical insurance, or a faith-based plan? Does your comprehensive health insurance plan include coinsurance (Coinsurance is the amount, generally expressed as a fixed percentage, an insured must pay against a claim after the deductible is satisfied) and other out-of-pocket expenses like out-of-network costs and no doctor copay option in your plan? If so, Group Hospital Fixed Indemnity Insurance that includes Outpatient Physician Office Visit Benefit or Group Hospital Indemnity Insurance that includes Physician Office and Urgent Care Visits might be the right fit to help pay for deductibles, coinsurance, out-of-network costs for doctor visits for medically necessary visits and for wellness visits. Various insurance carrier partners have joined UBA's efforts to do more for our members and have issued a master policy to the United Business Association for Group Hospital Fixed Indemnity Insurance and the Outpatient Physician Office Visit Benefit and Group Hospital Indemnity Insurance with the Physician and Urgent Care Visit Benefit. As a member of the association (making you part of the group), you have access to purchase optional supplemental products that include Group Hospital Fixed Indemnity Insurance and the Outpatient Physician Office Visit Benefit or Group Hospital Indemnity Insurance with the Physician and Urgent Care Center Visit Benefit. Contact Us today to get more information or to become a member. The best part is that you can keep your UBA Gap Product that includes Outpatient Physician Office Visits or Physician and Urgent Care Visits as long as you are a member of UBA up to the age limits of the group insurance no matter which comprehensive health insurance plans you switch to each year.


About Outpatient Physician Office Visit Benefit or Physician & Urgent Care Visit Benefit

Group Hospital Fixed Indemnity Insurance or Group Hospital Indemnity Insurance

Seeing a doctor when you are sick or for regular check-ups is an essential part of staying healthy. Some optional supplemental UBA Gap Products include Outpatient Daily Physician Office Visit Benefit through the Group Hospital Fixed Indemnity Insurance or Physician & Urgent Care Visits through Group Hospital Indemnity Insurance. Members who elect products that include these featured benefits will have access to $125 per visit up to 2 visits with 1 medically necessary visit and 1 visit for wellness per year for the Group Hospital Fixed Indemnity Insurance Outpatient Physician Office Visit that is underwritten by United States Fire Insurance Company or $125 for 4 visits per Covered Member per Coverage Year for Physician Visits or Urgent Care Center visits for Sickness, Accident or Injury with the Group Hospital Indemnity Insurance underwritten by Sirius America Insurance Company. Take care of yourself and see a doctor regularly to maintain your health and to be on top of future medical issues. For full details, state availability, limitations & exclusions review product Certificate(s) of Insurance.

Find out more about how Group Hospital Fixed Indemnity Insurance claims work.



Outpatient Physican Office Visit Benefit

OPTIONAL UBA GAP PRODUCTS THAT INCLUDE
OUTPATIENT PHYSICIAN OFFICE VISIT BENEFIT
OR PHYSICIAN & URGENT CARE VISIT BENEFIT







Group Hospital Fixed Indemnity Insurance
Outpatient Physician Office Visit Benefit is underwritten by:

United States Fire Insurance Company

United States Fire Insurance Company / Crum & Forster

AH-3456



Group Hospital Indemnity Insurance
Physician Office or Urgent Care Center Visit Benefit is underwritten by:

Sirius America Insurance Company

Sirius America Insurance Company

HASA-HI-1000




Note: There may be optional supplemental UBA Gap Products no longer being marketed that include Group Hospital Fixed Indemnity Insurance's Outpatient Physician Office Visit Benefit. Members, please visit your Member Portal to view your product information. The above information is a brief description, and any prospective member or current member should review the product details, limitations, exclusions in the Certificates of Insurance for the optional supplemental UBA Gap Product. You must be a member of the United Business Association in order to add any optional supplemental UBA Gap Product that includes Daily Outpatient Physician Office Visit Benefit of the Group Hospital Fixed Indemnity Insurance or Group Hospital Indemnity Insurance with Physician Office & Urgent Care Center Visit Benefit to your UBA Membership.




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