SOME OPTIONAL UBA PLANS OFFER LABS & X-RAYS FOR MEDICALLY NECESSARY & WELLNESS VISITS.

For Wellness & Medically Necessary Labs & X-Rays

OUTPATIENT LABS & X-RAY BENEFIT

Learn more about Optional Supplemental
Group Hospital Fixed Indemnity Insurance issued to
the United Business Association.


Get on the path to wellbeing with Lab & X-ray Coverage.

Do you have high deductible comprehensive ACA or group health insurance, short term medical insurance, or a faith-based plan? Does your comprehensive health insurance plan include coinsurance (Coinsurance is the amount, generally expressed as a fixed percentage, an insured must pay against a claim after the deductible is satisfied) and other out-of-pocket expenses like out-of-network costs? If so, Group Hospital Fixed Indemnity Insurance that includes Outpatient Laboratory Test and Outpatient Diagnostic Radiology and X-Ray Benefit might be the right fit to help pay for deductibles, coinsurance, out-of-network costs for outpatient labs and radiology for medically necessary visits and for wellness visits. Various insurance carrier partners have joined UBA's efforts to do more for our members and have issued a master policy to the United Business Association for Group Hospital Fixed Indemnity Insurance and the Outpatient Laboratory Test and Outpatient Diagnostic Radiology and X-Ray Benefit. As a member of the association (making you part of the group), you have access to purchase optional supplemental plans that include Group Hospital Fixed Indemnity Insurance and the Outpatient Laboratory Test and Outpatient Diagnostic Radiology and X-Ray Benefit. Contact Us today to get more information or to become a member. Best part is that you can keep your UBA Gap Plan that includes Outpatient Labs & Radiology / X-Rays as long as you are a member of UBA up to the age limits of the group insurance no matter which comprehensive health insurance plans you switch to each year.


About Outpatient Daily Labs, Radiology & X-Ray Benefit

Group Hospital Fixed Indemnity Insurance

When you need radiology, an x-ray or need to have labs taken to help diagnose or treat a condition, the Daily Outpatient Diagnostic Radiology & X-ray and Daily Outpatient Diagnostic Laboratory Test Benefits are a way to help. Some of our optional supplemental UBA Gap Plans include both the Daily Outpatient Diagnostic Radiology & X-ray and Daily Outpatient Laboratory Test Benefits as part of the Group Hospital Fixed Indemnity Insurance. These benefits pay $75 per visit with 1 medically necessary visit and 1 visit for wellness per year. For full details, state availability, limitations & exclusions review plan Certificate(s) of Insurance.

Find out more about how Group Hospital Fixed Indemnity Insurance claims work.



Outpatient Lab & X-Ray Benefit

OPTIONAL UBA GAP PLANS THAT INCLUDE
OUTPATIENT LABS, RAIDOLOGY & X-RAY BENEFIT







Group Hospital Fixed Indemnity Insurance
Outpatient Diagnostic Radiology & X-ray and Daily Outpatient Laboratory Test Benefits are underwritten by:

United States Fire Insurance Company

United States Fire Insurance Company / Crum & Forster




Note: There may be optional supplemental UBA Gap Plans no longer being marketed that include Group Hospital Fixed Indemnity Insurance's Outpatient Labs, Radiology & X-Ray Benefit. Members, please visit your Member Portal to view your plan information. The above information is a brief description and any prospective member or current member should review the plan details, limitations, exclusions in the Certificates of Insurance for the optional supplemental UBA Gap Plan.




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