Life is unpredictable and sometimes we get hurt.
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The Gap AME 10K Plan is valuable coverage for young families, people who tend to be accident prone, or those that just want that extra layer of protection for some of their out-of-pocket costs due to an accident or emergency room visit.
Gap AME 10K Plan is designed to help supplement your comprehensive health insurance plan for additional protection.
GROUP ACCIDENT ONLY INSURANCE$10,000 Accident Medical Expense Benefit Maximum Amount - $100 Deductible per Injury
MAXIMUM AMOUNT OF COVERED CHARGES
- We pay Up to the Policy Limits - Hospital Room & Board, & general nursing care, up to the semi-private room rate
- We pay up to the Policy Limits - Hospital miscellaneous expenses during Hospital confinement or for outpatient surgery under general anesthetic, such as the cost of the operating room, laboratory tests, x-ray exams, anesthesia, drugs (exclusing take-home drugs), or medicines, therapeutic services and supplies
- We pay $1,000 - Doctor's Fees for surgery
- We pay $250 - Anesthesia Services
- We pay $75 - Doctor's Visits per visit (inpatient & outpatient)
- We pay $500 - Hospital Emergency Care
- We pay $250 - X-ray and Laboratory Services
- We pay $250 - Ambulance Expense
- We pay Up to the Policy Limits - Prescription Drug Expense
- We pay $250 - Dental Treatment for Injury to Sound Natural Teeth per tooth
- We pay Up To the Policy Limits - Registered Nurse Expense
- We pay $20 - Chiropractic per visit
- We pay $25 - Physical Therapy per visit
- We pay $50 - Durable Medical Equipment
GROUP ACCIDENT ONLY INSURANCE$1,000 Accidental Death & Dismemberment Benefit Principal Sum
- Non-Insurance Additional Services like:
- $0.00 Cost* Telehealth with MeMD® for Urgent Visits & Behavioral Health
- Wholesale pharmacy costs with MailMyPrescriptions.com®
- Free Multi-Vitamins
- Retail Prescription Discount Card
- Pet RX Discount Card
*With your Membership plan, the cost of all urgent care or behavioral health visits are paid by Healthy America and not you.
THE INSURANCE PORTIONS OF THIS PLAN PROVIDE LIMITED COVERAGE. THEY DO NOT PROVIDE COMPREHENSIVE MAJOR MEDICAL INSURANCE. THIS IS A GROUP ACCIDENT ONLY INSURANCE.
Read the brochure and Certificate(s) of Insurance carefully. This is a brief description of various group association insurance products and is not an insurance contract, nor part of the Certificate of Insurance and is subject to the terms, conditions, limitations, and exclusions of the Certificate(s) of Insurance . Coverage may vary or may not be available in all states. You’ll find complete coverage details in the Certificate(s) of Insurance. Guarantee Trust Life Insurance Company (GTL) provides the Accident Medical Expense benefit and the Accidental Death & Dismemberment benefit. GTL does not provide nor is affiliated with the discount programs provided as part of membership in the United Business Association. The insurance described in this document provides limited benefits. Limited benefit policies are insurance products intended to help supplement comprehensive health insurance plans. This insurance is not an alternative to comprehensive coverage. It does not provide major medical or comprehensive medical coverage and is not designed to replace major medical insurance. Further, this insurance is not minimum essential benefits as set forth under the Patient Protection and Affordable Care Act. Plan Cost does not include the separate $10 UBA Membership dues. Plan cost does include Association information, awareness benefits, consumer savings, service programs, insurance rates (of $7.75 for Ind, $19.37 for Family), marketing and administrative cost. You must be a member of the United Business Association in order to purchase this plan.
Guarantee Trust Life Insurance Company, United Business Association, Crum & Forster, United States Fire Insurance Company and Healthy America are separate legal entities and have sole financial responsiblity for their own products.