UBA OFFERS OPTIONAL PLANS THAT HELP PAY FOR SOME MEDICAL EXPENSES WHEN YOU HAVE TO STAY IN A HOSPITAL.

Be Prepared for Unexpected Hospital Stays

DAILY HOSPITAL CONFINEMENT BENEFIT

Learn more about Optional Supplemental
Group Hospital Fixed Indemnity Insurance issued to
the United Business Association.


What if you are Admitted to the Hospital?

Do you have high deductible comprehensive ACA or group health insurance, short term medical insurance, or a faith-based plan? Does your comprehensive health insurance plan include coinsurance (Coinsurance is the amount, generally expressed as a fixed percentage, an insured must pay against a claim after the deductible is satisfied) and other out-of-pocket expenses like out-of-network costs? If so, Group Hospital Fixed Indemnity Insurance that includes Daily Hospital Confinement Benefit might be the right fit to help pay for deductibles, coinsurance, out-of-network costs for the first 3 days when you are admitted to a Hospital. Various insurance carrier partners have joined UBA's efforts to do more for our members and have issued a master policy to the United Business Association for Group Hospital Fixed Indemnity Insurance and the Daily Hospital Confinement Benefit. As a member of the association (making you part of the group), you have access to purchase optional supplemental plans that include Group Hospital Fixed Indemnity Insurance and the Daily Hospital Confinement Benefit. Contact Us today to get more information or to become a member. Best part is that you can keep your UBA Gap Plan that includes Daily Hospital Confinement as long as you are a member of UBA up to the age limits of the group insurance no matter which comprehensive health insurance plans you switch to each year.


About Daily Hospital Confinement Benefit

Group Hospital Fixed Indemnity Insurance

When the unexpected hospital stay arises, make sure you are covered for your out-of-pocket medical expenses like deductibles and coinsurance. Augmenting your existing comprehensive health insurance plan, many optional UBA Gap Plans include Daily Hospital Confinement Benefit as part of the Group Hospital Fixed Indemnity Insurance. Daily Hospital Confinement benefit pays $500 per day for days 1-3 of hospital confinement per policy period. Take advantage of extra coverage to help offset out-of-pocket costs related to hospital stays. For full details, definitions, limitations & exclusions review plan Certificate(s) of Insurance.

Find out more about how Group Hospital Fixed Indemnity Insurance claims work.



Daily Hospital Confinement

OPTIONAL UBA GAP PLANS THAT INCLUDE
DAILY HOSPITAL CONFINEMENT BENEFIT







Group Hospital Fixed Indemnity Insurance
Daily Hospital Confinement Benefit is underwritten by:

United States Fire Insurance Company

United States Fire Insurance Company / Crum & Forster




Note: There are optional supplemental UBA Gap Plans no longer being marketed that include Group Hospital Fixed Indemnity Insurance's Daily Hospital Confinement Benefit. Members, please visit your Member Portal to view your plan information. The above information is a brief description and any prospective member or current member should review the plan details, limitations, exclusions in the Certificates of Insurance for the optional supplemental UBA Gap Plan.




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