STRENGTHENING SMALL BUSINESSES THROUGH BENEFITS,
DISCOUNTS AND OPTIONAL SUPPLEMENTAL GROUP INSURANCE PROGRAMS.

Easter Holiday Hours

Happy Easter


We hope that everyone has a very happy Holy Week and Easter!

The offices will be closed for Good Friday on Friday, March 29, 2024 and also on Monday, April 1, 2024. We will resume normal business hours on Tuesday, April 2, 2024. Have a very Blessed holiday.




WHAT YOU GET WITH UBA.

Scroll through the many non-insurance lifestyle and business services that you would enjoy and have access to as a Member of United Business Association.

VIEW UBA MEMBERSHIP BROCHURE  JOIN UBA! BECOME A MEMBER NOW. Shop Local and Support Small Businesses
welcome - view uba services 24hr Nurse Helpline DirectLabs Lab Discounts Health Savings Account - HSA Bank Gateway Medicard Discount Hearing Service VSP Individual Savings Pass Emergency Travel Assist Marquee Health SafetyNet Child ID Service Graduate Scholarship Program TrueCar Buying Network 24 Hr Emergency Roadside Assistance Car Rental Discounts SafeLite Auto Glass Discounts TravNow - Travel Discounts CruisesOnly Discounts Choice Hotel Discounts Savings Perks Program LuckyDiem Tickets at Work 1800Flowers.com Flower and Gift Discounts Heartland Payroll Processing Service UPS Express Delivery Service TruPoint Tax Service ODP Business Solutions Lenovo Discounts Constant Contact Email Marketing Discounts Legal Connect 3Nickels STEPS Career Academy Apply for Business Owners Insurance Policy Apply for Data Breach & Cyber Liablity Insurance Discounts on SPOT Pet Insurance Small Business Articles, Links, Videos and Knowledge Networking and Free at on ubamembers.com Optional Supplemental Group Insurance Programs





ASSOCIATION FOR SMALL BUSINESS OWNERS & EMPLOYEES

Welcome to UBA


WHY JOIN UBA.

The United Business Association (UBA) knows businesses are stronger when we work together. UBA is a nationwide membership of small business owners and employees. UBA leverages our purchasing power to secure benefits and discounts that may not be otherwise available on an individual basis. With access to optional association group insurance programs, shared business knowledge, business and lifestyle benefits and services and opportunities to network, We are Better Together. We invite you to contact UBA about becoming a member and discover the real power and advantages of national, commercial cooperation. Contact us today for more information.

Membership is only $10 for the entire family!






UBA GIVES BACK AND SUPPORTS THESE IMPORTANT CHARITIES

At the end of every year, United Business Association selects quality charities to donate to and support. UBA has supported an amazing organization, Stand Up To Cancer (SU2C). UBA's Board of Directors has added it's support to 3 additional charities: Soles 4 Soles, Dress for Success, That Suits You, and last but not least, Folds of Honor. Here is a little more about each of the charities UBA proudly supports.

Stand Up To Cancer Logo

Stand Up To Cancer (SU2C)

SU2C accelerates groundbreaking cancer research that delivers the latest therapies to patients to help save lives now. SU2C is dedicated to forming a unified front against cancer through fundraising, community engagement, and education.

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Soles 4 Souls Logo

Soles4Souls (S4S)

At S4S, they turn unwanted shoes and clothing into opportunity, by providing relief, creating jobs and empowering people to break the cycle of poverty. Their programs are focused on making a measurable impact on people and the planet.

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Dress for Success Logo

Dress for Success

The mission of Dress for Success is to empower women to achieve economic independence by providing a network of support, professional attire and the development tools to help women thrive in work and in life.

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That Suits You Logo

That Suits You (TSY)

That Suits You is a 501c3 Non Profit Organization that accepts gently worn professional attire & provides them free of charge to qualified men to help them get back to work along with high school seniors for graduation and prom.

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Folds of Honor Logo

Folds of Honor

Since 2007, Folds of Honor has provided life-changing scholarships to the spouses and children of America’s fallen or disabled military. And now, their mission expands to the families of America’s first responders. Families of the fallen will know they are not forgotten.

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BUSINESS & LIFESTYLE SERVICES

Work with UBA for Better Benefits & Discounts & Leverage your Purchasing Power

United Business Association provides its members with discounts on various business and lifestyle services. There are a total of 35 services that UBA Members can access like Lab Discounts, 24-Hr Nurse Helpline, Safelite® AutoGlass Discounts, LuckyDiem, CruisesOnly®, TrueCar® Buying Network, Car Rental Discounts, Emergency Roadside Assistance, STEPS Career Academy, 3Nickels, TruPoint Tax Service, and one of the most widely used association service - ODP Business SolutionsTM for office supply discounts. Learn about all available membership services you can access as a UBA Member. Get perks like big companies by leveraging the purchasing power in your membership! Your membership in the United Business Association offers you Member Driven Value. UBA is always working to add or improve the lifestyle and business service offerings to enhance the value of your membership.

OPTIONAL GROUP INSURANCE

Strengthening Small Businesses through Optional Supplemental Group Insurance Programs

Your membership in the United Business Association allows you to access and enroll in optional supplemental association group insurance programs. Various insurance companies have issued group limited benefit insurance policies to the United Business Association as the group master policyholder. There are UBA Gap Membership plans that include optional group insurance like TruGapTM Supplemental Medical (works with Bronze ACA plans), accident, critical illness, hospital indemnity, term life, and dental & vision. These supplemental plans can help members offset out-of-pocket medical expenses like deductibles, out-of-pocket maximums, and out-of-network costs. UBA works with top-rated carriers to provide these group insurance programs. These programs are additional supplemental programs and not required to become a member of UBA.

NETWORKING & KNOWLEDGE

Promote your Small Business & get Access to Helpful Small Business Links & Tools

Since UBA is an association made up of small business owners and employees, we have provided a service for each member to network their small business with other members on our website. Not only can we help you with the ad creation, but you can also select the category of your choosing to place the ad. HealthyAmerica, as the exclusive marketer of the United Business Association, is driving more viewers to UBA's website. This in turn increases the viewability of UBA's website to more than just members. It creates the potential of your ad to reach a broader audience. Also, UBA provides helpful small business articles, videos, and links in the Knowledge section of the website along with past issues of UBA Matters newsletters.

EDUCATIONAL SCHOLARSHIPS IN THE STUDY OF BUSINESS

Gain the upper hand in business with a MBA. UBA can help members who qualify with scholarship opportunities.

Those students who are looking to enhance their studies in business in graduate school have an opportunity to apply for one of the scholarship offered by the United Business Association. As a member, you can apply on an annual basis before the deadline of January 1st every year with the awards given out in June of the same year. You can learn more about the Graduate Scholarship opportunity in your UBA Membership Guide. Don't miss out on this amazing opportunity. UBA has helped students in the past get a head start into their higher-education in business!










Membership Options

Members of UBA have many options to build the right Membership that fits their needs. By becoming a UBA member, you become part of the United Business Association group. Adding to your base membership, you can enhance your membership with additional non-insurance services (virtual doctor visits, prescription discounts, dental discounts, free vitamins, & more) or optional supplemental insurance (supplemental medical, accident, critical illness, hospital indemnity, dental, vision or term life). You do not have to purchase any of the optional supplemental insurance programs or Benefit Boost Subscription plans in order to join United Business Association. To join UBA, Contact Us for a quote and to help you find the right supplemental plan to enhance your membership. Check out a brief description of our Membership Categories offered through UBA below.


Coverage available in membership plans that include group insurance may vary or may not be available in all states.



UBA Membership

Membership With United Business Association

Why does it all start with membership into the United Business Association (UBA)? The association was designed to organize small business owners and their employees into an association that offers its members valued services & benefits, to increase their purchasing power and to educate and provide helpful tools regarding small business. Membership includes multiple non-insurance services and benefits. You do not have to purchase any additional optional supplemental plans that include group insurance or the optional non-insurance Benefit Boost Subscription plans in order to join the United Business Association. The monthly UBA membership dues are $10 a month for the entire family. Contact Us for information on how to join the United Business Association and start enjoying the rewards of membership.

*Plans as of 06/01/23. Any plans purchased prior to 06/01/23 could be different. Please refer to the Member Portal for your specific membership information.


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Benefit Boost Subscription Products

Benefit Boost Subscriptions

We offer stand-alone monthly non-insurance Benefit Boost Subscription plans. Build the perfect subscription for you and your family with a variety of highly-regarded services. The Benefit Boost Subscription plans include*

  • Walmart Health Virtual Care Visits (Virtual Urgent Care Visits or Virtual Talk Therapy Visits);
  • WHVC Virtual PCP Solution (Virtual Primary Care Physician Visits, Virtual Urgent Care Visits, Talk Therapy Visits, Wellness Labs and more);
  • Retail & pet prescription discounts powered by Paramount RX®;
  • SML Dental Discounts powered by Aetna Dental Access® network;
  • Benefit Boost 1.0 which includes the Walmart Health Virtual Care Visits, Paramount RX® Discounts, SML Dental Discounts as well as Free Vitamins and Identity Theft discounts through LifeLock®;
  • Benefit Boost 2.0 (NEW) which includes WHVC Virtual PCP Solution (Virtual Primary Care Physician Visits, Virtual Urgent Care Visits, Virtual Talk Therapy Visits, Wellness Labs and more) provided by Walmart Health Virtual Care, Paramount RX® Discounts, SML Dental Discounts as well as Free Vitamins and Identity Theft discounts through LifeLock®.

*Plans as of 06/01/23. Any plans purchased prior to 06/01/23 could be different. Please refer to the Member Portal for your specific membership information. Membership in United Business Association (UBA) is not required to enroll in a Benefit Boost Subscription plan.


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Optional Supplemental Health Insurance Products

Optional Supplemental Insurance Category

In the Optional Supplemental Insurance Category, you will be able to view plans that include a variety of types of supplemental group insurance. Various insurance carrier partners have issued master policies to the United Business Association to join UBA's efforts to do more for our members. As a member of the group, you have an exclusive access to a broad array of helpful types of optional group insurance like accident, critical illness and term life which are designed to supplement your comprehensive health insurance. These types of supplemental insurance provide coverage to help bridge the gap between traditional comprehensive coverage and any out-of-pocket medical expenses like deductibles, coinsurance and out-of-network costs. The Optional Supplemental Insurance Category includes*

  • COMPLEMENT CARE
  • UBA ACCIDENT
  • GAP 5000
  • GAP 10000
  • GAP 25000
  • GAP TERM

*Plans as of 06/01/23. Any plans purchased prior to 06/01/23 could be different. Please refer to the Member Portal for your specific membership information. Coverage may vary and may not be available in all states. If there are any discrepancies between the descriptions on this website and the Certificate, the Certificate will govern.


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Optional Supplemental Plus Plans

Optional Supplemental Plus Plans Category

The Optional Supplemental Plus Plans Category is made up of the optional supplemental group insurance programs that are most often added by our members to enhance their UBA Membership. The Optional Supplemental Plus Plans Category includes types of optional supplemental group insurance like accident, critical illness, and hospital indemnity PLUS the highly regarded Benefit Boost 1.0 non-insurance services. The Optional Supplemental Plus Plans Category includes*

  • GAP AME 10K+ PLAN
  • UBA ACCIDENT+
  • GAP CI 25K+
  • GAP+
  • GAP 5000+
  • GAP EDGE+
  • GAP5+

*Plans as of 06/01/23. Any plans purchased prior to 06/01/23 could be different. Please refer to the Member Portal for your specific membership information. Coverage may vary and may not be available in all states. If there are any discrepancies between the descriptions on this website and the Certificate, the Certificate will govern.


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Optional ACA Supplement Plans

Optional ACA Supplement Plans Category

The Optional ACA Supplement Plans Category is made up of the optional supplemental group insurance programs that are designed to supplement ACA Bronze Plans. You must have a Bronze ACA plan in order to enroll in the plans in this category. TruGapTM is designed to fill in the gap and cover the $7500 Bronze ACA deductible for covered medical expenses (after TruGapTM’s $1000 deductible is met). The Optional ACA Supplement Plans Category includes*

  • TRUGAPTM COMPREHENSIVE (inpatient & outpatient)
  • TRUGAPTM HOSPITAL (inpatient only)

*Plans as of 11/01/23 with an effective date of 1/1/24 or later. Please refer to the Member Portal for your specific membership information. Coverage may vary and may not be available in all states. If there are any discrepancies between the descriptions on this website and the Certificate, the Certificate will govern. (TruGapTM, Trademark pending)


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Dental & Vision Products

Dental & Vision Category Offered to UBA Members

In the Dental & Vision category, various insurance carriers have issued a master group policy to the United Business Association. There is also an option to enroll in an individual vision insurance plan from VSP (UBA endorses this plan but membership is not required to enroll). Dental insurance can help with covered diagnostic & preventive services, basic services and major dental services. Vision insurance can help with vision costs like regular vision check-ups, frames, lenses and contacts. Start protecting your oral and vision health today with any one of these Dental or Vision Plans offered to members of the United Business Association. The Dental & Vision Category includes*

  • UBA DENTAL
  • UBA VISION
  • VSP INDIVIDUAL VISION PLAN
  • FCL DENTAL 3000
  • FCL ORAQUEST DENTAL HMO

*Plans as of 06/01/23. Any plans purchased prior to 06/01/23 could be different. Please refer to the Member Portal for your specific membership information. Coverage may vary and may not be available in all states. If there are any discrepancies between the descriptions on this website and the Certificate, the Certificate will govern.


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2891647 | AAD101.15-19 | HASA-1000 | HASA-BAM-1000 | HASA-HI-1000 | HASA-GAP-1000


United Business Association does not require members to enroll or purchase any group or blanket group insurance to become a member of UBA. The optional association group insurance is only available to members of UBA who have the desire to enhance their membership. All group association insurance offered through UBA is supplemental and does not provide major medical or comprehensive medical coverage and is not designed to replace major medical insurance. Further, the insurance coverage available is not minimum essential benefits as set forth under the Patient Protection and Affordable Care Act. Membership includes multiple non-insurance services and benefits, including access to insurance products.

Healthy America Insurance Agency Inc. is the exclusive marketer for the United Business Association.
Agency CA License 0G32190






CONTACT UBA FOR MEMBERSHIP AND FOR OPTIONAL GROUP INSURANCE OPPORTUNITIES

UBA members have access to top business knowledge, a network of experienced professionals, optional supplemental group insurance programs, and benefits and discounts to help save them more. We invite you to join the United Business Association and take advantage of the many benefits we can offer to help support you in business and your daily life. Call today for more information.

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