ACCIDENT

Group Accident Insurance

Many optional supplemental UBA Gap Plans include Group Accident Insurance or Blanket Group Accident Insurance. Group Accident Insurance offers an extra layer of protection against out-of-pocket costs for accident-related medical expenses. Group Accident Medical Expense Insurance provides up to $5,000, $10,000 or $25,000 (depending on the plan) annually with a $100 deductible per accident. Plans that include Group Accident Insurance also include Accidental Death & Dismemberment Insurance. Accidents happen. Make sure you are prepared for the unexpected. For full details, limitations, terms & exclusions review plan Certificate(s) of Insurance or Group Policy.

CRITICAL ILLNESS

Group Critical Illness Insurance

For those with a family history of heart-attack, cancer or stroke, Group Critical Illness Insurance is a way to offer protection for members to be able to visit out-of-network providers, pay for out-of-pocket expenses like deductibles and coinsurance with their comprehensive health insurance plan and to pay for experimental treatments that members might want to participate in. Many optional supplemental UBA Gap Plans include Group Critical Illness or a Critical Illness Insurance benefit as part of the Group Hospital Fixed Indemnity Insurance (depending on plan and state). For full details, definitions of covered critical illnesses, limitations & exclusions review plan Certificate(s) of Insurance.

EMERGENCY ROOM VISITS

Group Hospital Fixed Indemnity Insurance

Sometimes you just need to visit an Emergency Room or a licensed Urgent Care Center when unexpected emergency accident or sickness medical situations arise. Many optional supplemental UBA Gap Plans include the Emergency Room Visit Benefit as part of the Group Hospital Fixed Indemnity Insurance. The Emergency Room Visit Benefit pays $500 per visit up to 10 visits per year for emergency medical expenses when seeking help from a free-standing Emergency Room, in-hospital Emergency Room or a licensed Urgent Care Center. Be prepared for out-of-pocket expenses for a medical emergency. For full details, definitions, limitations & exclusions review plan Certificate(s) of Insurance.

DAILY HOSPITAL CONFINEMENT

Group Hospital Fixed Indemnity Insurance

When the unexpected hospital stay arises, make sure you are covered for your out-of-pocket medical expenses like deductibles and coinsurance. Augmenting your existing comprehensive health insurance plan, many optional UBA Gap Plans include Daily Hospital Confinement Benefit as part of the Group Hospital Fixed Indemnity Insurance. Daily Hospital Confinement benefit pays $500 per day for days 1-3 of hospital confinement per policy period. Take advantage of extra coverage to help offset out-of-pocket costs related to hospital stays. For full details, definitions, limitations & exclusions review plan Certificate(s) of Insurance.

OUTPATIENT PHYSICIAN VISITS

Group Hospital Fixed Indemnity Insurance

Seeing a doctor when you are sick or for regular check-ups is an essential part of staying healthy. Some of the optional supplemental UBA Gap Plans include Outpatient Daily Physician Office Visit Benefit through the Group Hospital Fixed Indemnity Insurance. Members who elect plans that include this featured benefit will have access to $125 per visit with 1 medically necessary visit and 1 visit for wellness per year. Take care of yourself and see a doctor regularly to maintain your health and to be on top of future medical issues. For full details, state availability, limitations & exclusions review plan Certificate(s) of Insurance.

OUTPATIENT LABS & X-RAYS

Group Hospital Fixed Indemnity Insurance

When you need radiology, an x-ray or need to have labs taken to help diagnose or treat a condition, the Daily Outpatient Diagnostic Radiology & X-ray and Daily Outpatient Diagnostic Laboratory Test Benefits are a way to help. Some of our optional supplemental UBA Gap Plans include both the Daily Outpatient Diagnostic Radiology & X-ray and Daily Outpatient Laboratory Test Benefits as part of the Group Hospital Fixed Indemnity Insurance. These benefits pay $75 per visit with 1 medically necessary visit and 1 visit for wellness per year. For full details, state availability, limitations & exclusions review plan Certificate(s) of Insurance.

TERM LIFE

Group Term Life Insurance

When it is our time, we want to be able to help our loved ones financially to help offset costs of funerals or just to provide a little something to say I love you. Many of the optional supplemental UBA Gap Plans include Group Term Life Insurance providing either a $5,000 benefit or a $10,000 benefit (depending on the plan). Make sure that your loved ones are protected when you are gone. For full details, definitions, age limits, eligibility, limitations & exclusions review the Certificate(s) of Insurance. Group Term Life is not available in all states.

DENTAL

Group Dental Insurance

A smile can brighten anyone's day especially after the year we had in 2020! Make sure your smile shines with an optional UBA Dental Plan. The UBA Dental Plan is Group Dental Insurance issued to the United Business Association and provides coverage for preventive, basic and major dental services. With a robust provider network, this plan offers savings in-network but also includes out-of-network coverage. Everyone deserves a beautiful smile to share with the world. For full details, definitions, limitations, & exclusions review the Certificate(s) of Insurance.

VISION

Group Vision Insurance

The eyes are the windows to the soul (or so the saying goes). Make sure you see clearer with an optional UBA Vision Plan. The UBA Vision Plan is Group Vision Insurance issued to UBA and provides coverage for well vision exams, prescription glasses & lenses, and contacts both in and out-of-network. Access more savings by visiting an in-network provider with a robust nationwide network. Get regular eye exams to make sure you continue to see the beautiful world around you. For full details, limitations, & exclusions review the Certificate(s) of Insurance.